Wealthy Rat Racer? Yes, it is Possible.

I'm too scared to start a business.
I'm so busy to learn about investing.
I have so many things on my mind right now.
I have to meet plenty of deadlines for work. etcetera, etcetera.
I have debt to deal with, going into business is the last thing on my mind.
I know that, I failed once.
I'm very comfortable at home. My husband is working for me.

No, this is not a continuation of my "57 Famous Alibis" entry. These language patterns are my observations of the people in my world - the employees, the self-employed and those who benefit from the income of employees (the OFW allotees.) There's actually more, these are just some of the popular statements.

This article is more of a sharing of what I got from Kiyosaki's book "Retire Young, Retire Rich." Hard for me to digest at first but believe it or not, we may still reach a certain level of affluence even if we are in the slow train also known as the rat race (slow track). Suggestions by my virtual mentor, R. Kiyosaki are as follows:

1) begin investing young
2) live frugally
3) invest a large portion of your income
4) hope that the market does not crash
5) be willing to retire after age 55

You see, there's always a choice. We can choose to learn now, fail several times and go back on track again after the attempt. Or we may choose to take the 5 suggestions.

We may opt to delay - the pain, the lessons, the setbacks, the challenges, the income, the extra time to devote to educate ourselves.. as well as our retirement. We have a choice. It is our future, after all.